Know Your Money with Bronwyn Waner and Craig Finch
Welcome to Know your money, where we will explore our relationship with money and how the psychology of it impacts our financial decisions as everyone thinks about money differently. In our podcasts we will be presenting a variety of financial topics in an easy-to-understand way which, we hope, will assist you with managing your money.Please subscribe to our podcast or have a look at our website www.growthfp.co.za
Episodes
154 episodes
153. Plan Your Year, Live Your Life
Ready to stop ending the year exhausted and wondering where your leave went? We share a simple, repeatable planning system that starts with joy: put holidays in the diary first, then design work around the life you actually want. From stretchin...
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13:21
152. Money Talks: Brightrock's Premium Settlement Options
What happens to your life insurance when you retire? Most people face a difficult choice between continuing to pay steep premiums or abandoning coverage they've funded for decades. Sean Hanlon, Executive Director at Bright Rock, reveals a game-...
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12:17
151. Brightrock - Rethinking Life Insurance: The Premium Asset You Didn't Know You Had
What if your life insurance actually understood your changing needs over time? Sean Hanlon, Executive Director at BrightRock, returns to challenge everything you thought you knew about protecting your financial future.Most insurance com...
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12:03
150. Reinventing Life Insurance: How BrightRock Matches Policies to Individual Needs
Sean Hanlon, the visionary founder of BrightRock, takes us on a journey through the transformation of life insurance in South Africa. Drawing from 36 years of industry experience, Sean reveals how questioning traditional approaches led him to c...
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13:23
149. Life vs. Living Annuities: Finding Financial Security in Retirement
Retirement planning in South Africa has undergone dramatic shifts over the decades, and understanding these changes could be crucial to your financial security. Our conversation with Clive Lazar from Just Retirement reveals fascinating insights...
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10:46
148. Your Health Could Boost Your Retirement Income, Here's How
What if your health challenges could actually boost your retirement income? That's the revolutionary concept explored in our fascinating conversation with Clive Lazar, regional manager for Just Retirement in Johannesburg.Most South Afri...
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15:46
147. Money That Outlives You: The Just Retirement Story
Retirement income planning can be daunting, especially when considering how to make your money last as long as you do. This illuminating conversation with Clive Lazar, Regional Manager at Just Retirement, demystifies life annuities and showcase...
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11:41
146. Money Matters: PAYE vs Provisional Tax
Navigating South Africa's tax landscape can be a minefield of confusion and potential penalties. In this enlightening conversation with tax expert Sue from Anthurico Accountants, we unravel the often misunderstood difference between PAYE and pr...
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10:13
145. Why Your Company Needs Its Own Identity: Tax Wisdom from the Trenches
Drawing the line between personal and business finances isn't just good practice—it's essential for tax compliance and business survival. Sue from Anthurico Accountants joins us to tackle one of the most common pitfalls entrepreneurs face: trea...
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13:36
144. Navigating SARS Auto-Assessments: What You Need to Know
Navigating tax season doesn't have to be intimidating. In this enlightening conversation with Sue from Anthurico Accountants, we demystify the increasingly automated South African tax system and equip you with practical knowledge to confidently...
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13:12
143. Insurance for Everyone: Unlocking Bidvest Life Event-Based Cover
What happens when traditional insurance systems fail those who need protection most? Melody from Bidvest joins us to explore their groundbreaking event-based cover - a revolutionary approach providing income protection to previously uninsurable...
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17:49
142. The Lotto Effect: Bidvest Life on How Monthly Payments Make for Smarter Estate Planning
Death, taxes, and financial uncertainty—the three inevitabilities that haunt estate planning. But what if there was a way to provide genuine financial stability for your loved ones after you're gone?Melody from Bidvest Life joins Bronwy...
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12:38
141. Protect Your Pay cheque: Bidvest Life Explains How Waiting Periods Impact Your Financial Security
Waiting periods might sound like just another technical detail in your insurance policy, but they're actually one of the most critical elements determining whether your income protection insurance will be there when you need it most. Bronwyn an...
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21:26
140. Young & Uninsured: Bidvest Life on the Income Protection Gap
Securing your financial future starts much earlier than most of us realise. In this eye-opening conversation with Melody from Bidvest Life, we tackle the critical importance of income protection insurance for young South Africans - a demographi...
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15:15
139. The 130% Solution: How Bidvest Life Reimagined Critical Illness Cover
What happens when critical illness strikes but you can still work? Most income protection policies won't pay a cent, leaving you financially vulnerable during life's most challenging moments. In this revealing conversation wi...
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22:58
138. Why Beneficiary Nominations Really Matter
Who gets your money when you die? The answer might surprise you—and could devastate your loved ones if you haven't properly structured your beneficiary nominations. In this eye-opening discussion, we unravel a critical financial planning topic ...
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9:02
137. Business Loan Accounts: What Happens When You Die?
Death creates enough emotional turmoil without adding financial chaos to the mix. Yet that's exactly what happens when business owners fail to plan properly for their loan accounts—those often substantial debts between themselves and their comp...
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8:55
136. Buy and Sell Agreements: The Legal Foundation Your Partnership Needs
What happens to your business when a partner unexpectedly dies? Without proper planning, their spouse might show up at your office the next day, declaring themselves your new business partner. This nightmare scenario plays out more often than y...
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13:41
135. Protecting Your Business: The Key Person Insurance Guide
Protecting your business from unexpected tragedy is something most entrepreneurs don't want to think about, but ignoring this crucial planning could cost you everything you've built.Key man insurance represents one of the most important...
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13:47
134. How Your Personality Type Shapes Your Money Habits
Ever wonder why you handle money the way you do? Or why your partner's financial decisions sometimes seem completely baffling? The answer might lie in your personality type.We welcome back Joni Peddie from Resilient People Bounce Forwar...
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13:10
133. Your Personality Was Decided Before Birth
What if the key to understanding yourself was discovered 2,500 years ago? In this fascinating conversation with Enneagram expert Joni Peddie from Resilient People, we unlock the secrets of this ancient personality system that's transforming mod...
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18:24
132. Money After Death: Understanding Section 37C
Death and money make uncomfortable bedfellows, yet understanding what happens to your retirement funds after you're gone is crucial for protecting those you love. Section 37C of the Pension Funds Act fundamentally changes how your retirement be...
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10:34
131. Every Rand Needs a Plan: Financial Wisdom from Growth FP
Navigating the world of financial planning requires more than just finding someone to manage your money—it demands asking the right questions and understanding the fundamentals that protect your financial future.In this enlightening epi...
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10:28
130. Death, Finances, and Bouncing Forward.
Joni Peddie shares her journey of rebuilding life after her husband's unexpected death while representing South Africa at a canoeing event in Hungary. She describes how having proper financial planning in place through an education fund allowed...
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11:02
129. Tomorrow's Tuition: Starting the Education Savings Journey Today
What does it really take to fund a child's education without drowning in debt later? We crunch the actual numbers and reveal practical strategies that every parent and grandparent should know.Starting with our listener's question about ...
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13:05